Portable Whole Life Insurance
Coverage the employee owns and keeps — including after they leave you.
Detail
The problem
Group term life disappears the day someone walks out the door, which is precisely when they are least able to replace it. Nearly half of employees are under-insured by group coverage alone.
Who it fits
Employers of ten or more adding a permanent voluntary protection benefit.
Reported results
$0 employer cost · Guaranteed issue, no medical exam · Dividends paid to eligible policy owners every year since 1854 (carrier-published)
Is this the right fit?
The H.E.R.O. Snapshot tells us both. It is no-cost and takes about fifteen minutes.