No-Copay Pharmacy Program

Someone gets to the pharmacy counter, sees the copay, and decides the refill can wait until next month. They will not tell you. The condition that was managed stops being managed, and it comes back later as an admission or a surgery on your claims file. Take the copay to zero and the decision disappears.

A broad list of chronic and urgent-care medications at no copay, generic, brand and specialty · the whole household, spouses and dependents included · home delivery or a national retail pharmacy network · added on top of the existing plan, with no change to carrier or formulary · priced per employee at a small, predictable cost.

Any employer with a chronic-condition population, which is every employer. Especially workforces where a copay is a real decision between a refill and groceries.

Adherence is the cheapest claim a plan can buy · Covers the household, where the adherence gap usually lives · Pairs with the care-plan adherence capability on the same lever